Everyone goes through tough economic patches. Maybe you suffered a serious injury or illness and are struggling with medical bills and other expenses. Or perhaps you are struggling with credit card debt, mortgage payments and numerous other obligations that you just can’t meet. Just because you’ve fallen on difficult times doesn’t mean you should be made to feel embarrassed or suffer the harassment of creditors and bill collectors.
At the law office of Luis F. Vega, Attorney at Law, we know that even the most financially responsible people can fall into debt. That is why we dedicate a significant portion of our practice to helping hard-working people in Kissimmee and the Orlando metro understand and capitalize on the protections bankruptcy has to offer.
It’s OK To Ask For Help
With more than 25 years of experience, our founder, attorney Luis F. Vega, understands the numerous emotional, financial and legal challenges that accompany heavy debt burdens. Although you may have heard rumors about losing your home, your car and ruining your credit when filing for bankruptcy, the truth is that bankruptcy is a tool for getting out of debt, not a punishment.
When you work with us, you will receive clear, straightforward information regarding bankruptcy, how it can help you, and insight into other options for resolving your debt issues. Below are the most common types of bankruptcy filings:
- Chapter 7: Sometimes called liquidation, Chapter 7 is often the most efficient method for discharging debts and achieving a fresh start.
- Chapter 13: Chapter 13 offers numerous protections to debtors and can put a stop to foreclosure proceedings. With a structured repayment, most debtors can eliminate all or most of their debts in a three- to five-year period.
- Chapter 11: Few attorneys handle Chapter 11 bankruptcies. In most cases, a Chapter 11 filing affords a business the time and legal protections it needs to develop a plan to resolve its obligations.
We will work closely with you from the moment you sit down with attorney Vega to the final discharge of your debts. At each step we will review your options, offer advice, and surround you with the resources, support and counsel you need to achieve a fresh financial start.
Why Not Learn More? It Could Be The First Step Toward Becoming Debt-Free.
If creditors are constantly calling your house or you are tired of looking at past-due notices, it’s time to speak with a lawyer about your bankruptcy options. Call Luis F. Vega, Attorney at Law, and schedule a free consultation at our Kissimmee, Florida, law office. You can reach us at 407-705-3102 or by filling out our online contact form.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.